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In California, the requirements for owning and operating a motorcycle are: A valid driver's license with a motorcycle endorsement (M1) or a separate motorcycle-only license (M2). A registered and insured motorcycle. A helmet that meets California Department of Transportation (DOT) standards. A functioning muffler to reduce noise pollution. Properly working lights for night riding.

The rapid advancements in artificial intelligence (AI) are revolutionizing the insurance industry. AI is dramatically altering the way insurers assess risk, process claims, and interact with customers. This will eventually lead to more accurate pricing, improved customer experiences, and streamlined operations. This article will explore four key AI-related trends shaping the insurance industry, examine the state of insurance for the upcoming year, and provide guidance on how insurers can prepare for accelerating changes.

– How was MGM Resorts hacked? A cyberattack that lasted for days MGM Resorts, one of the largest casino operators in the world, was...

As we journey through the ever-changing landscape of medical professional liability (MPL) insurance, it's crucial to stay well-informed about the dynamics that impact your coverage. Let's unravel the impact of Claims-Made Step Factors on your medical professional liability coverage, empowering you to navigate your policy with confidence.

Blocking in the insurance market occurs when a broker submits a client's application to multiple carriers, effectively preventing other brokers from doing the same. This strategy is employed by brokers to gain a competitive edge and secure exclusive deals with insurance carriers.